Commercial Combined

Whether you’re a brand new business starting from scratch or an established enterprise looking to expand, you’re probably already aware that choosing suitable business insurance can be a minefield.

Commercial Combined Insurance looks to cover you with business insurance essentials whilst providing you with many optional extras should your venture require them.

We work around your requirements and offer independent advice on the types of insurance we believe your business needs.

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What is Commercial Combined Insurance?


Business insurance is often a legal requirement. Whether you transport goods, are based in an office or work for your own business from home, the type and level of cover varies on what you do.

It’s vital that you’re fully compliant. The Fulwood team can assist you here. You can benefit from an array of other insurance extras, too, depending on the nature of your business.

What’s important to us is finding a policy that covers you from all angles, and meeting you in-person allows us to understand your specific needs.

What am I covered for?


We’ll first perform a free assessment of your business which enables us to highlight your company’s risks. Our friendly team will meticulously look at your business from the inside out. We can then equip you with the insurance policy that’s right for you. A typical policy might include;

  • Business property and contents
  • Business interruption, ensuring that your loss of revenue is always minimised
  • Employers’ liability and public liability
  • Cover for any legal costs incurred


From here, we are in a perfect position to support you should any claim be made against you.

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Policy benefits

Business buildings and contents cover

A range of liability cover tailored to your needs

Business interruption to cover for any downtime you face

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