Running a retail business can be a stressful challenge.

Annual profits can easily be dissected into the months, weeks and days upon days of hard work and many sleepless nights.

With more pressure on high street stores than ever, taking out retail insurance that you may well come to rely on is essential.

Barista serving coffee
Mother and daughter clothes shopping

What is Retail Insurance?


Retail Insurance gives you the legal and financial comfort required for any retail venture.

Whilst every retail shop is unique, each is bound by the same legal regulations.

So if you employ staff and serve the public, you’ll need to ensure you’re covered in case a claim is made against you.

If you deal with stock, you’ll need to keep it protected should it become damaged or lost.

What protection does it include?


You could be a small shop in the centre of town, have several shops dotted around the county, a pop-up stall exhibiting in a shopping centre or something else. You could be covered for;

  • Business interruption
  • Contents including glass windows, stock, goods in transit and increased seasonal stock
  • Employers’ liability and public liability
  • Exhibition protection


Whatever the size of your retail business, we can give you peace of mind and make your life easier.

Get a quote
Florist selling his flowers

Policy benefits

Cover your shop contents including extra seasonal stock

Protect against situations which cause losses to your usual business

An array of liability cover included to protect your business against potential claims

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